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Government Increases Overdraft Limit to Rs 10,000 for Jan Dhan Account Holders Under Pradhan Mantri Jan Dhan Yojana

Pradhan-Mantri-Jan-Dhan-Yojana
Pradhan-Mantri-Jan-Dhan-Yojana

The Indian government has announced an increase in the overdraft limit for Jan Dhan account holders under the Pradhan Mantri Jan Dhan Yojana (PMJDY). The new limit has been increased from Rs 5,000 to Rs 10,000, providing a greater financial safety net for account holders.

The PMJDY is a financial inclusion program launched by the government in 2014, aimed at expanding access to financial services such as bank accounts, remittances, credit, insurance, and pensions to households in India, particularly to those in rural and unbanked areas.

In addition to the increased overdraft limit, account holders also have access to other benefits under the scheme, including accident insurance of Rs 1 lakh 30 thousand and the option to apply for a checkbook.

The government is encouraging eligible citizens to open Jan Dhan accounts and take advantage of the benefits provided under the scheme. It is important to note that the scheme and benefits may change over time, and individuals are encouraged to check with official government sources or their bank for the latest updates and information.

The increased overdraft limit is a positive step in providing greater financial security and access to credit for individuals and households in India.

Additionally, account holders are also provided with a RuPay debit card. The scheme also provides an overdraft facility to account holders, which allows them to borrow a certain amount of money in case of an emergency. The overdraft limit varies over time, and it’s always good to check with official government sources or your nearest bank branch for the latest updates and details.

To open a Jan Dhan account, individuals can visit their nearest bank branch and provide their Aadhaar card and PAN card as identification. The process of opening the account is simple and straightforward.

It’s important to note that any information regarding financial schemes or benefits should be verified with official government sources or the bank before taking any action. Additionally, schemes and benefits can change over time, and it is always a good idea to check for the latest updates and details. The Jan Dhan Yojana is a valuable program that provides financial security and access to credit for individuals and households in India.

 

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